the Composition
for Honours Class,
Howard University,

  Authors & Artists


Faces & Voices 4
Faces & Voices 5

Why I Want to Become a Property and Casualty Actuary
Regan Deonanan

        “You can be whatever you want to be and don’t let anyone convince you otherwise. Follow your heart for only the stars are your limit.” These were the words spoken to me by my parents ten years ago when I seriously started deliberating on what I wanted to be. I remember these words everyday and I have been stargazing ever since. It seemed that I had searched the entire universe to no avail when I stumbled upon a rare and brilliant star – Actuarial Science. From the very first day I laid eyes on this academic pursuit, I knew I had found my passion and future career.
        Rated as one of the top professions in America since the nineties, Actuarial Science is indeed one of the most favorable careers today. However, my interest in becoming a Property and Casualty Actuary runs much deeper than such a superficial appraisal would suggest.
        I love Mathematics and Economics. I am fascinated by numbers and concepts. And I adore difficulty. To me, there is nothing more rewarding than solving a difficult problem, no matter how long it takes. The greater the degree of difficulty, the greater my bliss. Form all that I have read and discussed with individuals in the Actuarial Science field, I know that becoming a Property and Casualty Actuary will provide me with all the intellectual stimulation that I need. As an Actuarial Science and Economics major, I know that I will be able to apply all the theories I would have learnt to real-life, practical corporate issues, the pinnacle hope of any scientist. I am convinced that I will enjoy every facet of the profession and the challenges they will pose.
        The insurance industry is among the largest, most powerful and wealthiest entities in the world. This fact fuels my interest in becoming a Property and Casualty Actuary in that I know I will be paid well. I would be lying if I said that compensation was not a major factor in choosing my future career. I strive to be the best at whatever I do and I need to belong to an institution that will recognize my aspirations and sacrifices and reward me accordingly. I do not believe that any other sector in the corporate arena would be able to live up to my expectations. Additionally, because insurance is mandated by the law, I know that I will enjoy high job security in this field. Actuaries are the life-blood of insurance companies and the need for them will exist as long as the need for insurance exists.
        My interest in becoming a Property and Casualty Actuary also has its basis in the scope of the profession. The dynamism and flexibility of the role of such an actuary promises that I will never be plagued with stagnation. From working on technical problems to interacting with clients to opportunities for international travel, the profession provides a plethora of distinct and varied experiences. Apart from diversity, I relish and identify with the way advancement is structured, that is, through the passing of actuarial exams. The exams provide a clear and precise path to advancing the organization while at the same time maintaining the exclusivity of the various positions. Consequently, my rate of promotion would be proportional to my ambition and desire, with external influences being minimized. I look forward to the challenge of being in this process with great enthusiasm.
        From all that has been said, it can be clearly seen that I know exactly what I want to be and what I hope to achieve. I have dedicated my life’s purpose to becoming a Property and Casualty Actuary, knowing that the parameters of the profession encompass my joy, hopes, dreams and desires. I will succeed in becoming a Property and Casualty Actuary.

© 2002 Howard University
(First Published in limited print edition, An Anthology of Verse, Prose & Art, by the Composition for Honours Class, Howard University, Spring 2002. Professor E.R. Braithwaite)
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