E. Stanley O'Neal
Chairman, President, and Chief Executive Officer
Merrill Lynch & Co., Inc.

As chairman and chief executive officer of Merrill Lynch & Co., Inc., E. Stanley O'Neal heads one of the world's leading personal and institutional financial management and advisory firms with offices in 35 countries and total client assets of $1.5 trillion.

Mr. O'Neal became chief executive of the company in December 2002 and was elected chairman in April 2003. He has held a series of increasingly responsible positions since joining the company in 1986 as vice president of investment banking. He was named president and chief operating officer in July 2001 and served as president of Merrill Lynch's U.S. Private Client Group from February 2000 until July 2001. He served as executive vice president and chief financial officer of Merrill Lynch from 1998 until 2000 and also held the position of executive vice president and co-head of the Corporate and Institutional Client Group (now Global Markets & Investment Banking) prior to that. Previously, Mr. O'Neal had been in charge of Capital Markets and a managing director in investment banking, heading the financing services group which included the high yield finance, restructuring, real estate, project and lease finance, and equity private placement groups.

Before joining Merrill Lynch, Mr. O'Neal was employed at General Motors Corporation in New York and Madrid. He held a number of financial positions at the company, including general assistant treasurer in New York, responsible for mergers, acquisitions, and domestic financing activities.

Mr. O'Neal is a director of General Motors Corporation. He also serves on the Board of Executives of the New York Stock Exchange, the boards of the New York City Partnership, Memorial Sloan-Kettering, Center for Strategic and International Studies (CSIS), Lincoln Center Theater, and Financial Services Roundtable. Mr. O’Neal is a member of the Business Roundtable, Council on Foreign Relations, and U.S. Secretary of State Advisory Committee on Leadership and Management. He serves on the advisory board of The Bronx Preparatory School, is a former vice chairman of the Securities Industry Association, and formerly served on the boards of the NASDAQ Stock Market, Lower Manhattan Development Corporation, Ronald McDonald House, Catalyst, and National Urban League.

A resident of New York City, Mr. O'Neal received a master's of business administration with distinction in Finance from Harvard University and is a graduate of Kettering University (formerly General Motors Institute). He is married with two children.