ELIGIBILITY
All full-time and part-time students are automatically
enrolled in this Insurance Plan at registration. Students
must actively attend classes for at least the first 31
days after the date for which coverage is purchased. Home
study, correspondence, Internet, and television (TV) courses
do not fulfill the Eligibility requirements that the student
actively attend classes. The Company maintains its right
to investigate student status and attendance records to
verify that the policy Eligibility requirements have been
met. If the Company discovers that the Eligibility requirements
have not been met, its only obligation is to refund premium.
Click on the following links to access information and
forms relating to dental, vision and drug prescription
benefits:
DEPENDENTS
Eligible
students who do enroll may also insure their Dependents.
Eligible Dependents are the spouse and unmarried children
under 19 years of age, or to age 25 if a full time student,
who is not self-supporting. Dependent Eligibility expires
concurrently with that of the Insured student. To enroll
dependents, please contact AIRMI at 1-888-688-0680 or
kcarlson@airmi.com.
EFFECTIVE
AND TERMINATION DATES
The
Master Policy on file at the Student Health Center
becomes effective August 1, 2012.
Coverage becomes effective on the first day of the
period for which premium is paid or the date the enrollment
form and full premium are received by the Company (or
its authorized representative), whichever is later.
The Master Policy terminates
July 31, 2013. Coverage terminates on that date
or at the end of the period through which premium is
paid, whichever is earlier. Dependent coverage will
not be effective prior to that of the Insured student
or extend beyond that of the Insured student or scholar.
You must meet the Eligibility requirements each time
you pay a premium to continue insurance coverage. To
avoid a lapse in coverage, your premium must be received
within 14 days after the coverage expiration date. It
is the student’s responsibility
to make timely premium payments to avoid a lapse in coverage.
Refunds of premiums are allowed only upon entry into
the armed forces. The Policy is a Non-Renewable One
Year Term Policy.
PREFERRED
PROVIDER INFORMATION
By
enrolling in the Howard University Student Health Insurance
Plan, you have access to the Preferred Provider network.
The Preferred Provider network is an enhancement to your
program but does not require you to use the Preferred
Provider. You may receive care from any licensed provider
(benefit eligibility is subject to the plan design and
the exclusions
and limiatations as specified in the policy), but if
you incur any expense using a Preferred Provider, you
may lower your out-of-pocket expense.
The preferred
provider network is Multiplan. You may check for Preferred
Providers on the Multiplan Network by calling 1-800-672-2140 or
at www.multiplan.com.
DENTAL
SERVICES
No
referral is needed for services offered by the outpatient
clinic of School of Dentistry. Students may call and make appointments directly with the School of Dentistry at (202) 806-0034. Speak with the Dental Staff to discuss
any costs associated with the service you are requesting.
The insurance plan covers preventive, diagnostic, basic
restorative, and major replacement, subject to fees on file
at the Howard University College of Dentistry and with Summit
America Insurance Services.
