ELIGIBILITY
All full-time and part-time students are automatically
enrolled in this Insurance Plan at registration. Students
must actively attend classes for at least the first 31
days after the date for which coverage is purchased. Home
study, correspondence, Internet, and television (TV) courses
do not fulfill the Eligibility requirements that the student
actively attend classes. The Company maintains its right
to investigate student status and attendance records to
verify that the policy Eligibility requirements have been
met. If the Company discovers that the Eligibility requirements
have not been met, its only obligation is to refund premium.
Click on the following links to access information and
forms relating to dental, vision and drug prescription
benefits:
DEPENDENTS
Eligible
students who do enroll may also insure their Dependents.
Eligible Dependents are the spouse and unmarried children
under 19 years of age, or to age 25 if a full time student,
who is not self-supporting. Dependent Eligibility expires
concurrently with that of the Insured student. To enroll
dependents, please contact AIRMI at 1-888-688-0680 or
kcarlson@airmi.com.
EFFECTIVE
AND TERMINATION DATES
The
Master Policy on file at the Student Health Center becomes
effective August 1, 2007. Coverage becomes effective on
the first day of the period for which premium is paid
or the date the enrollment form and full premium are received
by the Company (or its authorized representative), whichever
is later. The Master Policy terminates July 31, 2008.
Coverage terminates on that date or at the end of the
period through which premium is paid, whichever is earlier.
Dependent coverage will not be effective prior to that
of the Insured student or extend beyond that of the Insured
student or scholar. You must meet the Eligibility requirements
each time you pay a premium to continue insurance coverage.
To avoid a lapse in coverage, your premium must be received
within 14 days after the coverage expiration date. It
is the student’s responsibility to make timely premium
payments to avoid a lapse in coverage. Refunds of premiums
are allowed only upon entry into the armed forces. The
Policy is a Non-Renewable One Year Term Policy.
PREFERRED
PROVIDER INFORMATION
By
enrolling in the Howard University Student Health Insurance
Plan, you have access to Preferred Provider networks.
Please read the following information so that you will
know from whom or what group of providers health care
may be obtained.
This enhancement to your program does not require you
to use a Preferred Provider. You may receive care from
any licensed provider (benefit eligibility is subject
to the plan design and the exclusions and limitations
as specified in the policy), but if you incur any expense
using a Preferred Provider you may lower your out-of-pocket
expense.
The preferred provider network is Multiplan. You may check
for Preferred Providers on the Multiplan Network by calling
1-800-672-2140 or at www.multiplan.com.
DENTAL
SERVICES
Dental services
are available to students in the outpatient clinic of Howard
University College of Dentistry only by referral from the
Student Health Center. Speak with the Dental Staff to discuss
any costs associated with the service you are requesting.
The insurance plan covers preventive, diagnostic, basic
restorative, and major replacement, subject to fees on file
at the Howard University College of Dentistry and with Summit
America Insurance Services.
